# Success Tips for BUSI 352 – Financial and Retirement Planning

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Success Tips for BUSI 352 – Financial and Retirement Planning
Case Study Assignments
Time Value of Money Calculations
Study Chapter 7 well. You will need to be able to use these calculations proficiently throughout the course. This chapter give you button-by-button instructions on how to solve each type of problem on the Hewlett Packard 10bII and HP 12C financial calculators. Additional help is available by searching “HP 10BII” on YouTube and selecting one of the many tutorials.
Showing Your Work for Case Study Assignments
Please show your work when completing the Case Study assignments. If I can see your work is on the right track, but you ended with the wrong answer, I can give partial credit. If you simply give me a wrong answer, you get no credit for the effort. The best method to solve these problems is to use a financial calculator. The book gives examples in Chapter 7 on how to use the Hewlett Packard 10bII and HP 12C financial calculators to solve problems. I strongly recommend using this calculator and keeping its User Guide handy. If you do not have the user guide, let me know and I will email it to you.
When showing your work on assignments, use a format similar to the following:
N = 12, I/Y = 6, PV = -25000, Solving for FV = 50304.91
Be mindful of using the +/- signs on your inputs. As a general rule, money you put into a financial transaction (i.e. initial deposits, periodic contributions, etc.) is input with a negative sign (-). Money you will be receiving (i.e. periodic payments) will have a positive (+) sign.
Many answers will be a percentage. Percentage answers are properly notated by carrying them out to two decimal places (e.g., 43.25%, 39.00%, 12.40%). If you simply round off your answer to the nearest whole number, it will be wrong. The difference between average annual returns of 8.00% and 8.45% over 20 years on \$10,000 is \$46,609.57 and \$50,651.36 respectively.
Quizzes and Exams

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